PRIVACY POLICY

The following terms and conditions (this "Agreement") is a legal agreement between Netiquette Ads ("Netiquette Ads"), and PUBLISHER. PUBLISHER and Netiquette Ads may also be individually referred to herein as a "Party" and collectively as "Parties." If there is any conflict between these Terms and Conditions and the Insertion Order(s), theInsertion Order(s) shall control.

1.) Service: PUBLISHER will display the Advertisement and perform lead generation services described in the attached Insertion Order. "Advertisement" means the advertisement, including any copy including questions and or text ads, graphic, sound, video, programming code and/or other content that comprises the advertisement, as well as the websites to which an advertisement is linked if applicable. Netiquette Ads hereby grants to PUBLISHER during the Contract Period a non-exclusive, royalty-free, worldwide right and license by all means and in any media, whether now known or hereafter discovered, to use, reproduce, distribute, publicly perform, publicly display and digitally perform such Advertisement and all its constituent parts.

2.) Qualified Lead Definition (Qualified Leads): Qualified Leads are prospects who meet Netiquette Ads’s screening criteria as described in the Insertion Order and who provide their complete contact data. PUBLISHER will be paid on a delivered per lead basis defined as when a user agrees through a pre approved opt-in method to be contacted. In the case of any dispute between the parties as to the number of Qualified Leads, Netiquette Ads’s numbers will control.

3.) Lead Validation Procedure:Netiquette Ads will verify each Qualified Lead delivered by the PUBLISHER. Upon receipt, all Qualified Leads will be checked for data validity (i.e. containing valid data inputs for the fields specified in the Insertion Order) and uniqueness of data (i.e. that theQualified Leads are not present in Netiquette Ads’s database for the designated Advertisement in the past 60 days). Netiquette Ads reserves the right to send an auto-responder to all respondents re-confirming their request for information. Any objections from respondents (about the email, or the offer) will be raised to the PUBLISHER.

4.) Creative Changes: Editing of Netiquette Ads’s Creative is strictly prohibited, without prior written approval from Netiquette Ads. Creative includes, but is not limited to, text ads, graphic ads, from and subject line, any copy associated with the campaign including survey questions and answers. Any changes to Creative, without prior written permission will result in the loss of payment of Leads.

5.) Compliance: Netiquette Ads will actively monitor PUBLISHER activity using a combination of its proprietary software and third party monitoring services. It is the obligation of PUBLISHER to prove to Netiquette Ads that they are not committing fraud. Netiquette Ads will hold PUBLISHER payment in ‘Pending Status’ until PUBLISHER hassatisfactorily provided evidence that PUBLISHER is not defrauding the system. Netiquette Ads flags accounts that: Have click-through rates that are much higher than industry averages and where solid justification is not evident; Have only click programs generating clicks with no indication by site traffic that it can sustain the clicks reported; Have shown fraudulent leads as determined by our clients or Use fake redirects, automated software, and/or fraud to generate clicks or leads. If PUBLISHER is unable to prove to Netiquette Ads that PUBLISHER is not committing fraud, PUBLISHER will forfeit its entire commission for all programs and PUBLISHER’s account will be terminated. Netiquette Ads reserves sole judgment in determining fraud.

6.) Advertising Guidelines: PUBLISHER may, in its complete discretion, reject, cancel orremove at any time any Advertisement from the service for any reason without prior notice to Netiquette Ads. PUBLISHER must notify Netiquette Ads following the rejection,cancellation or removal of any Advertisement from the service within 24 hours.

7.) Term & Target Launch: Term will be one (1) month from the target launch of the initialcampaign as noted in the Insertion Order. Agreement may continue thereafter by mutualconsent but may be terminated by either party for any reason whatsoever. All legitimate moneys due to PUBLISHER will be paid during the next billing cycle. If PUBLISHER defrauds the system, then payment is revoked as determined solely by Netiquette Ads.

8.) Payment: PUBLISHER will invoice Netiquette Ads on a monthly basis at the payout rates reflected in the Insertion Order. The invoice will reflect delivery of final Qualified Lead numbers that are based upon numbers reported by Netiquette Ads to PUBLISHERpursuant to the terms of this Agreement. In the event Netiquette Ads does not receive payment from ADVERTISER for any reason including, but not limited to, traffic provided by PUBLISHER, Netiquette Ads shall have no obligation to make payment to PUBLISHER.

9.) Payment Term: Netiquette Ads shall make all payments to PUBLISHER within 30 days of the Invoice Date. All payments made to PUBLISHER do not include, and PUBLISHER shall pay, any sales, use or similar tax associated with such payment. All past due amounts shall accrue interest at the rate of one and one-half percent (1.5%) per month or the maximum rate allowed by law, whichever is greater. Parties shall keep,maintain and preserve, for the term of this Agreement and for one (1) year thereafter, accurate records relating to amounts due hereunder (the “Relevant Records”). Either party shall have a right at least once per calendar year to audit the Relevant Records of the other party for the purpose of verifying fulfillment of party’s payment obligations pursuant to this Agreement. Each audit will be conducted at a place agreed to by the parties, during the normal business hours, with at least ten (10) business days prior written notice to party to be audited. Auditing party shall pay the fees and expenses of the audit, unless the audit reveals a payment discrepancy of more than ten percent (10%) of all payments due in any consecutive six (6) month period, in which case audited party shall pay the reasonable fees and expenses of the audit, and shall immediately pay to auditing party all amounts found to be due.

10. Netiquette Ads Representations and Warranties. The execution, delivery, and performance of this Agreement by Netiquette Ads has been duly approved by its board of directors or managing partners/members, and no further corporate action is necessary on the part of Netiquette Ads to consummate the transactions contemplated by this Agreement.

11.) PUBLISHER Representations and Warranties: Publisher represents and warrants that: (1) the recipients of all email addresses used by PUBLISHER in connection with this Agreement have manifested affirmative consent to receive commercial emails from PUBLISHER and none of the email addresses were obtained through email harvesting or dictionary attacks; (2) PUBLISHER will not fraudulently add leads or clicks or inflate leads or clicks by fraudulent traffic generation (as determined solely by Netiquette Ads, such as pre-population of forms or mechanisms not approved by Netiquette Ads); (3) PUBLISHER will not attempt in any way to alter, modify, eliminate, conceal, or otherwiserender inoperable or ineffective the Site tags, source codes, links, pixels, modules or other data provided by or obtained from Netiquette Ads that allows Netiquette Ads to measure ad performance and provide its services and (4) all of PUBLISHER’s efforts associated with this Agreement comply with the laws of the United States, and any otherlaws of any other jurisdictions which are applicable to PUBLISHER. PUBLISHER will not engage in or promote any illegal activities of any kind in association with this Agreement.

12.) Other Obligations: PUBLISHER shall:NOT PROVIDE Incentivized traffic. This includes but is not limited to any spoofing, redirecting or trafficking from adult related websites in an effort to gain traffic or websites that are point, lottery, coupon or rewards based and encourage users to click on Advertisements or use Advertisements to generate revenue for users to win points, get rewards, or other any other incentive.NOT PROVIDE leads generated from content, email or websites that are not subject matter related to the category of the Advertisement represented. Such websites must becontent-based (not a list of links or advertisements), be written in English, receive a minimum of unique page views per month, have a top-level name and must not infringe on any personal, intellectual property or copyrights. This can be waived only by SPECIFICALLY providing the name of the proposed website to Netiquette Ads. Be able to provide the name of the Website where the lead was generated. This information is only delivered to Netiquette Ads upon request, but MUST be made available in case there is a dispute or problem with the lead.NOT PROVIDE inappropriate content, which includes, but is not limited to, content that (i) promotes the use of alcohol, tobacco or illegal substances, nudity, sex, pornography adult-oriented content such as phone sex or escort services, expletives or inappropriate language, (ii) promotes violence or the use of illegal substances or activities such as how to build a bomb, counterfeiting money and software pirating (iii) promotes illegal or unethical activity, racism, hate, "spam", mail fraud, gambling, sweepstakes, pyramid schemes, or illegal advice (iv) is otherwise prohibited by Federal or state law; and/or (v) will bring Netiquette Ads and/or its associated Advertisers negative publicity.At no time, engage in, disseminate, promote or otherwise distribute any Advertisement through the use of contextual media, specifically downloadable software (also called adware, pop-up/pop-under technologies, plug-ins, and other names as applicable).Email Campaigns. PUBLISHER further represents and warrants that with respect to email campaigns transmitted by PUBLISHER for Netiquette Ads, PUBLISHER shall at all times only use the Netiquette Ads email creative provided by Netiquette Ads, maintain strict compliance with the Controlling the Assault on Non-solicited Pornographyand Marketing Act of 2003 (CAN-SPAM) and any amendments and modifications thereto.

13.) Confidentiality: The terms of this Agreement are confidential and shall not be disclosed to any third party except where required by law. All information submitted by end-user customers pursuant to this Agreement is proprietary to and owned by Netiquette Ads. Such customer information is confidential and may not be disclosed by Netiquette Ads or PUBLISHER. In addition, PUBLISHER acknowledges that all non-public information, data and reports received from Netiquette Ads hereunder or as part of the services hereunder is proprietary to and owned by Netiquette Ads. (“Confidential Information”). PUBLISHER agrees not to disclose the terms of this Agreement, includingthe CPA value, to any third party without the express written consent of Netiquette Ads, and that such constitutes Confidential Information. All Confidential Information is or may be protected by copyright, trademark, trade secret and other intellectual property law, asappropriate. PUBLISHER agrees not to reproduce, disseminate, sell, distribute or commercially exploit any proprietary or Confidential Information in any manner. These non-disclosure obligations shall survive the termination of this Agreement for a period offive (5) years. This section does not bind Netiquette Ads or PUBLISHER in the event such information is required to be disclosed by operation of law. If a request is made of PUBLISHER to disclose such information, PUBLISHER must immediately inform Netiquette Ads via written notice sufficiently promptly to allow Netiquette Ads to seek a Protective Order prior to the time commanded to produce or disclose such Confidential Information, and PUBLISHER agrees to cooperate in whatever way Netiquette Ads requests to attempt to protect that information from disclosure by operation of law. Subject to prior approval by PUBLISHER, Netiquette Ads may publicly announce its contractual relationship with PUBLISHER, which includes being on a listing of Netiquette Ads publishers in general corporate materials and in industry standard press releases.

14. DISCLAIMER OF WARRANTIES: Netiquette Ads PROVIDES ITS SITES AND THE SITES OF ITS AFFILIATES AND PARTNERS, AND ALL ITS SERVICES AND THE SERVICES OF ITS AFFILIATES AND PARTNERS, AS PERFORMED HEREUNDER, ON AN "AS IS," “WHERE IS” AND "AS AVAILABLE" BASIS. Netiquette Ads DISCLAIMSALL WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO THE IMPLIED WARRANTY OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE AND IMPLIED WARRANTIES ARISING FROM COURSE OF DEALING OR COURSE OF PERFORMANCE.

15. LIMITATIONS OF LIABILITY: IN NO EVENT SHALL Netiquette Ads BE LIABLE FOR ANY SPECIAL, INDIRECT, INCIDENTAL OR CONSEQUENTIAL DAMAGES (INCLUDING, WITHOUT LIMITATION, FOR BREACH OF CONTRACT, WARRANTY, NEGLIGENCE OR STRICT LIABILITY), OR FOR INTERRUPTED COMMUNICATIONS, LOSS OF USE, LOST BUSINESS, LOST DATA OR LOST PROFITS, ARISING OUT OF OR IN CONNECTION WITH THIS AGREEMENT. UNDERNO CIRCUMSTANCES SHALL Netiquette Ads BE LIABLE TO PUBLISHER OR ANY THIRD PARTIES FOR AN AMOUNT GREATER THAN THE AMOUNTS PAID BY Netiquette Ads TO PUBLISHER DURING THE PRIOR THREE MONTHS.

16.) Indemnification: Each party agrees to indemnify, defend and hold harmless the other party and its employees, agents, officers and directors, against any and all claims,causes of actions, judgments, demands, damages, losses or liabilities, including costs and expenses (including reasonable attorneys fees and costs of suit), arising out of or relating to (a) any claim based upon infringement of copyright, trademark, patent, or trade secret or other intellectual property right of any third party; (b) any claim, representation, or statement made in the Advertisement; (c) any breach of any representation or warranty contained in this Agreement.

17. Dispute Resolution: If any dispute arises under this Agreement, the Parties agree to first try to resolve the dispute with the help of a mutually agreed upon mediator in the following location: State of Florida, Sarasota County. Any costs and fees other than attorneys’ fees associated with the mediation shall be shared equally by the parties. If it proves impossible to arrive at a mutually satisfactory solution through mediation, the Parties agree to submit the dispute to binding arbitration in the following location: State of California, Los Angeles County. The Parties agree that the binding arbitration will be conducted under the rules of the American Arbitration Association. Judgment upon the award rendered by the arbitrator may be entered in any court with proper jurisdiction. If any litigation or arbitration is absolutely necessary to enforce this Agreement or the terms thereof, the prevailing Party shall be entitled to reimbursement by the other Party for reasonable attorneys’ fees, costs and expenses. This Agreement will be governed bythe laws of the State of Florida.

18. No Assignment: Neither Party shall have the right to assign or otherwise transfer its rights and obligations under this Agreement except with the prior written consent of the other Party; provided, however, that a successor in interest by merger, by operation of law, assignment, purchase or otherwise of all or substantially all the business of a Party may acquire its rights and obligations hereunder. Any prohibited assignment shall be null and void.

19. Independent Contractor: Each party is an independent contractor. Except as set forth in this Agreement, neither party is authorized or empowered to obligate the other or incur any costs on behalf of the other without the party’s prior written consent.

20. Severability: If any term, provision, covenant, or condition of this Agreement is held by a court of competent jurisdiction to be invalid or unenforceable, the remainder of the Agreement shall remain in full force and effect and shall in no way be affected or invalidated.

21. SMS Marketing & Autodialers& TCPA Company does not permit or authorize any Affiliate, Sub-Affiliate, or other third party to send text messages or use any auto-dialer (as defined in the TCPA (defined below) as part of Affiliates performance under this Agreement. Company will not make payment to any Affiliate that sends text messages to generate Compensable Transactions. Company reserves the right to monitor all Affiliate and Sub-Affiliate activities to ensure compliance with our SMS marketing policies, as described herein and otherwise communicated to Affiliate(s) and Sub-Affiliate(s). Company reserves the right to terminate immediately and without notice any agreement, arrangement, or relationship with any party that violates our SMS marketingpolicies. All Affiliates and Sub-Affiliates are responsible for complying with all federal, state, and local locals, rules, and regulations governing all of their marketing activities, including but not limited to the Telephone Consumer Protection Act (“TCPA”) and Federal Communications Commission rules implementing the TCPA. Affiliate hereby understands and agrees that the TCPA makes it unlawful to use any automatic telephone dialing system to make any call or send any text message to any telephone number assigned to a cellular telephone service, unless the call is made for emergency purposes or with the prior express consent of the called party. See 47 USC § 227(b)(1)(a); 47 C.F.R. § 1200(a). Affiliate is solely responsible for ensuring that each Sub-Affiliate complies with this Section 9. Affiliate agrees to indemnify, defend, and hold Company harmless against all liability, loss, damages, claims or causes of action, including reasonable legal fees and expenses, arising out of or related to your breach ofthis Section 9 or arising out of or related to any breach of this Section 9 made by any Sub-Affiliate working with or under you. Affiliate represents and warrants that: (i) this Agreement has been duly and validly executed and delivered by Affiliate and constitutesAffiliate’s legal, valid and binding obligation fully enforceable against it under its terms; (ii) Affiliate’s performance will comply with this Agreement and all laws, rules and regulations including, without limitation, the Gramm-Leach Bliley Act, 15 U.S.C. §§6801-6809, Regulation P, 12 C.F.R. pt. 1016, Regulation Z, 12 C.F.R. 1026, the Electronic Transfer Act, 15 U.S.C §1693, Regulation E, 12 C.F.R. pt. 205, the Telemarketing and Consumer Fraud and Abuse Prevention Act, 15 U.S.C. §§6101-6108, the TelemarketingSales Rule, 16 C.F.R. pt. 310, the Fair Credit Reporting Act (U.S.C. §1681m(a)), Regulation V, 12 C.F.R. pt. 1022 the Federal Trade Commission Act, the CAN-SPAM Actof 2003, the Telephone Consumer Protection Act (42 U.S.C. 227), provisions relating to the National Do Not Call Registry ((16. C.F.R. Part 310) and applicable state Do Not Call List requirements), the Truth-in-Lending Act (15 U.S.C. 1601 et seq.), the Equal Credit Opportunity Act (15 U.S.C. 1691 et seq.), the Fair Debt Collection Practices Act, the Dodd-Frank Wall Street Reform and Consumer Protection Act including but not limited to Section 1031 and 1036, 12 U.S.C §§5531, 5536, Section 5 of the FTC Act, theHome Mortgage Disclosure Act, the Real Estate Settlement Procedures Act, the Secure and Fair Enforcement for Mortgage Licensing (SAFE) Act, the Fair Debt Collection Practices Act, the Federal Communications Act, the California Financial Privacy Act and any other relevant local, state, federal or international laws (collectively, “Laws”); (iii) Affiliate’s performance will not violate or infringe any intellectual property or proprietary right of any third party; (iv) Affiliate understands and agrees that Company will contract with other Company affiliates in direct competition with Affiliate; (v) Affiliate will maintain all documents and records to demonstrate compliance with Laws, and it will provide evidence of such upon reasonable request; (vi) Affiliate will not engage in any SMS, email, phone and similar telecommunication marketing campaigns under this Agreement without the prior express written consent of Company; (vii) if applicable to Affiliate’s participation in the Network, Affiliate also undertakes, warrants and representsthat it will comply with all international legislation, including, without limitation, all provincial and federal consumer protection and financial regulation legislation, CASL, the National Do Not Call List Rules (“DNCL”), the Personal Information Protection and Electronic Documents Act (“PIPEDA”) and provincial privacy legislation; (viii) Affiliate has obtained all necessary permits, licenses, or other authorizations required by any law, regulations, or government or regulatory authority for your business as conducted or as conducted during the term of this Agreement; (ix) unless otherwise disclosed to Company, Affiliate is not the subject of any investigation or prosecution by the Federal Trade Commission or any other federal or state governmental or regulatory body or agency for your products or services and, to the best of your knowledge, no such investigation or prosecution is threatened; (x) Affiliate has disclosed the existence of anypast federal or state decrees, orders, or consent agreements, and any pending formal or informal government or private investigations or lawsuits involving you and/or the officers, directors, or principals of your company to Company prior to completing your online application via the Affiliate Admin Site; (xi) Affiliate will promptly notify Company if it becomes the subject of any investigation or prosecution by the Federal Trade Commission, Consumer Financial Protection Bureau or any other federal or state governmental or regulatory body or agency; and (xii) Affiliate has security policies in place to ensure the security, integrity, and confidentiality of non-public customer information, protecting it against anticipated threats, and guarding it against unauthorized access or use, including administrative, technical, and physical safeguards used in the collection, distribution, processing, protection, storage, use, transmission, handling, or disposal of non-public customer information.

22. Your California Privacy Rights. A. California Consumer Privacy Rights (CCPA) California law provides California residents with the following privacy rights: Right to access personal information: Individuals exercising this right may request access to the categories and specific pieces of their personal information we have collected in the prior 12-month period. Individuals exercising this right may receive their personal information, when provided electronically, in a readily-useable format. Right to deletion: Individuals exercising this right can ask us to delete their personal information we have collected, though we may be permitted to retain personal information for certain purposes. Right to disclosure: Individuals exercising this right can receive additional information regarding the sources from which we collect information, the purposes for which we collect and share personal information, the information of theirs we hold, and the categories of parties with whom we share their information. Right to opt-out of sales: As permitted by applicable law, we may share your personal information for monetary orother valuable consideration (under California law, this is considered a “sale”). You may opt-out of such a “sale” of your personal information to third parties. You can exercise your right to opt-out buy following instructions in Section 5 (“OPT OUT”). Right to be free from discrimination: Users may freely exercise these rights without fear of being denied goods or services. Currently, this law specifically applies to California residents. If you are a resident of California, and would like to exercise one of your rights, please contact us athttps://NetiquetteAds.com/index.php?#contactYou may designate an authorized agent to request the exercise of one or more of these rights on your behalf. Please note all consumer requests are subject to verification and there may be circumstances where we do not honor your request, as permitted under the law. We may verify your request by asking for additional information about how you found out about Netiquette Ads, who referred you to Netiquette Ads, to make a request (which Publisher, Querier or Partner referred you to us) and which websites you made the same requests to; and we will need to be able to verify with that Publisher or Partner as to the validity of your request first. If you are using an authorized agent, such requests are subject to the same criteria. B. California’s “Shine the Light” Law Additionally, through California’s “Shine the Light” law, California residents who provide personal information in obtaining products or services for personal, family, or household use are entitled to either: (1) a list detailing the categories of information shared and the entities to which such information was provided; or (2) to be notified of a mechanism by which aconsumer may opt-out of having their information shared with third parties.

23. Entire Agreement; Modification: This constitutes the entire agreement between the parties and supersedes any prior or inconsistent agreements, negotiations, representations and promises, written or oral, regarding the subject matter. No modification, course of conduct, amendment, supplement to or waiver of this Agreementor any provisions hereof shall be binding upon the parties unless made in writing and duly signed by both parties.

24. Agreement in Counterparts: This agreement may be signed by Netiquette Ads and PUBLISHER in counterparts, and facsimile signatures shall have the same force and effect as an original signature.